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ABOUT MICHAEL PAULK

LOCAL KNOWLEDGE. 

PROVEN EXPERIENCE. 

STRAIGHT ANSWERS.

A lifelong Cary resident, Army Ranger veteran, and experienced negotiator, I bring decades of leadership, sales, and financial experience to real estate.

 

My approach is straightforward: thoughtful strategy, strong representation, honest advice, and no high-pressure sales pitch.

FEATURED LISTINGS

EXCEPTIONAL BY DESIGN

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SOLD LISTINGS
ESTABLISHED EXCELLENCE

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FREQUENTLY ASKED QUESTIONS

ESSENTIAL REAL ESTATE INSIGHTS

How much do I need for a down payment on a home?

Down payment requirements vary by loan type and financial profile. While 20% is traditional, many buyers qualify with as little as 3%, including FHA loans starting at 3.5%. I guide clients through these options to find the best fit.

What’s the difference between pre-qualification and pre-approval?

How does my credit score affect my mortgage rate?

What are closing costs, and how much should I expect to pay?

How long does the homebuying process usually take?

Can I buy a home if I’m self-employed or have irregular income?

What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?